Terms and Conditions

Last Updated: April 3, 2025

Terms of Site & Course Access and Product Purchaser Agreement

This Terms of Site & Course Access and Product Purchaser Agreement (the "Agreement") is entered into by and between Jynae Schmid ("Company," "we," "us," or "our") and any user or purchaser ("you," "Buyer," or "User") accessing jynaeschmid.com (the "Website") and its related products, courses, and services. By using this Website or purchasing any digital products or courses, you agree to the following terms. If you do not agree, you must discontinue use of the Website and services immediately.

1. ACCEPTANCE OF TERMS
By using this Website or purchasing any digital products or courses, you confirm that you are at least 18 years old or have obtained parental consent. We reserve the right to modify these terms at any time, and continued use of our services constitutes acceptance of any updates.

2. INTELLECTUAL PROPERTY & LICENSE OF USE
You May:

• Access and use the Website and purchased products for personal, non-commercial use.
• Download and print course materials for personal use only, where applicable.
• Contact us for clarification on permitted use of content.

You May Not:

• Reproduce, resell, distribute, or share content with others.
• Use content for commercial or educational training purposes.
• Claim ownership or modify course materials without explicit permission.

Any unauthorized use of our materials will result in immediate revocation of access and potential legal action. All content on this Website, including but not limited to text, graphics, videos, workbooks, and digital courses, is protected by copyright laws and remains the exclusive intellectual property of Jynae Schmid. Your purchase grants you a limited, non-transferable, revocable license for personal use only.

3. PURCHASE POLICY & PAYMENT TERMS
All prices are listed in USD and may be subject to applicable taxes. We reserve the right to modify pricing at any time.

By purchasing a product, you authorize us to charge your selected payment method for the full purchase amount, including all installment payments if you’ve chosen a payment plan.

Payment plans are binding. Missed payments may result in restricted access to your course or digital product, and unpaid balances may be sent to collections if unresolved. We do not tolerate chargebacks and will dispute any fraudulent claims to the fullest extent allowed.

All digital products and courses are delivered electronically unless otherwise stated. It is your responsibility to ensure the email address used at checkout is correct for receiving access information.

By purchasing, you agree to these payment terms and understand that all sales are final.

4. NO REFUND POLICY
All sales of digital products and courses are final. No refunds, exchanges, or cancellations will be granted, regardless of use. By purchasing, you acknowledge that you have reviewed the course details and understand the no-refund policy.

5. WEBSITE ACCESS & PROHIBITED USE
By accessing our Website, you agree not to:

• Use the Website for fraudulent, illegal, or harmful purposes.
• Attempt to hack, alter, or disrupt Website operations.
• Distribute spam, malware, or engage in unauthorized advertising.

We reserve the right to suspend or terminate any user violating these terms.

6. DISCLAIMER OF WARRANTIES & LIABILITY LIMITATION
Our Website and digital products are provided "as is" without warranties of any kind. We do not guarantee specific results from course participation. To the fullest extent permitted by law, we disclaim liability for any damages resulting from Website use or reliance on course content.

7. EARNINGS & RESULTS DISCLAIMER
We do not guarantee any specific outcomes or results from using our courses or digital products. Results vary based on individual effort, circumstances, and many factors beyond our control. You are solely responsible for your results.

8. NO PROFESSIONAL ADVICE
All content on this Website and in our products is for informational and educational purposes only. It is not intended as professional advice, including legal, medical, psychological, or financial advice. You are responsible for consulting appropriate professionals for your own needs.

9. FORCE MAJEURE
We are not liable for any failure or delay in performance due to events beyond our control, including but not limited to natural disasters, internet outages, governmental actions, platform disruptions, or acts of God.

10. INDEMNIFICATION
You agree to indemnify and hold harmless Jynae Schmid, her team, and any related parties from any claims, damages, or expenses arising from your use of this Website, misuse of content, or violation of these terms.

11. THIRD-PARTY SERVICES & LINKS
Our Website may contain links to third-party services. We are not responsible for their content, policies, or business practices. Use of third-party services is at your own risk.

12. GOVERNING LAW, INTERNATIONAL USERS & DISPUTE RESOLUTION
This Agreement shall be governed by and construed in accordance with the laws of British Columbia, Canada, regardless of the country in which the Buyer resides or purchases the Course.

For International Users: If you are accessing our Website from outside Canada, please note that you are responsible for complying with local laws in your jurisdiction. By using our Website, you acknowledge that your data may be transferred to, stored, and processed in Canada, and you consent to this transfer under applicable international data protection laws, including GDPR for users in the European Union.

Any disputes shall first be attempted to be resolved through mediation or arbitration before pursuing legal action. You agree to waive objections to jurisdiction and venue in British Columbia courts.

13. CONTACT INFORMATION
For any questions regarding these terms, please contact us at:
Email: support@jynaeschmid.com

By continuing to use this Website and purchasing products, you acknowledge that you have read and agreed to this Agreement.